Open letter to the attention of "miracle workers"
The provisions of the Act of July 1, 2010, reforming the consumer credit, designed to better help people in serious debt and help bounce came into force on November 1.
The two main measures to enable them to restart are obviously:
- Reducing the duration of their plan being implemented, especially for those who have already completed their eight years, even well beyond,
- Removing their filing, as soon as it has also reached eight years and beyond.
Regarding the poor registration time reduced to five years, said nothing in the statute begins to run when the five years , case of a repayment plan following a procedure indebtedness.
Does this mean the above-mentioned measures are applicable to situations and plans current as of this date of November 1, 2010, not the plans implemented after this one?
Unfortunately I have not seen or heard about these points about the plethora of media, and effects of ads delivered to people announcing the enactment of the law.
They all believed that these measures were applicable to the defaulting beneficiaries of a plan in progress, judging the many calls I received announcing the end of my ordeal as a victim an accident of life honoring my plan for over ten years.
For several months, I asked both the President of the Republic and the Ministries of Justice and Economy and Finance without having to far received a satisfactory answer, nor any clarification on unclear points raised: Nothing in the published literature does in fact decide the fate of the Existing (all victims of an accident life, indebted, serving time, and trying to survive with a mite too often less than the RMI, and this well beyond ten years).
Madam Minister, for us, although we are in their seventies, stripped, but still taxed, and therefore considered atypical, we are among the category of forgotten , the unclassifiable.
Let us keep our FILING duty until 2019, as stated by our bank, 20 years of exclusion, and pursue our original plan developed in 2000 for a period of eight years, which should have ended in 2008?
Would we not allowed to bounce ?
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