By opening this blog, I wants to give my testimony to all victims of this new scourge of our society who are left trapped by the credit too, especially to all those who have confronted the accident of life.
A divorce, termination, illness, accident, fall unpredictable incomes, and suddenly, there they faced almost insurmountable problems, since they are alone.
But most of them, as was my own case, will not adopt the correct response, given the event, probably out of shame, pride, or simply through lack of courage, and shut themselves in their shells, hiding their distress to their relatives.
In the absence of prevention, our system promotes entry into the downward spiral.
The bill reforming the consumer credit, forcing financial institutions to consult the file of Delinquency, before granting a loan is obviously not satisfactory, because it will not identify early borrowers who may use the credit for many years without incident payments.
And when the first incident occurs, it is too late.
Only the establishment of positive file, listing all loans taken by individuals, will avoid the excessive accumulation of credits.
I wanted to tell my story, hoping it might be useful in terms of Welfare and to the victims affected by this pandemic.
My first book: "bail" to Octavo Editions tells In my first six years of solitary struggle.
Suite "New Plague", by the same publisher, forthcoming.
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